Your net worth, organised. Your family, prepared.
Track your assets effortlessly, gain clarity across your financial landscape. Waykeeper helps you organize your finances and ensures your loved ones know exactly what to do if something happens to you.
Net Worth
$304,500.00
Assets
$819,500.00
Liabilities
$515,000.00
Assets Overview
Liabilities Overview
Coverage Overview
You know you should organize your financial information. So why haven't you?
It feels overwhelming
Between bank accounts, investments, insurance policies, property deeds, and passwords—where do you even start?
It feels morbid
Every time you sit down to organize, it feels like you're planning your own funeral. So you put it off.
It feels complicated
How much should you share now? What should you save for later? There's no good way to get it "just right."
Waykeeper makes it simple.
Four steps to complete peace of mind
Set it up once. Update when needed. Your family is prepared.
Organize Everything
Track all your assets and liabilities in one place
Add bank accounts, investments, property, insurance policies, loans—everything your family would need to know. Upload important documents and add context they'll need.
Designate Your Guardians
Choose who gets access and what they can see
Add your spouse, adult children, trusted friends, or your lawyer. Assign different access levels to different people. You stay in complete control.
Set Your Triggers
Decide when guardians receive access
Choose from manual SOS (you activate), inactivity detection (automatic after X days), or scheduled events. Information reaches them when they actually need it—not before.
Live Normally
Nothing changes day-to-day
Your guardians don't see anything until triggers activate. Update your information whenever you want. Your family has peace of mind, and so do you.
Everything you need to protect what matters most
Net Worth Tracking
See your complete financial picture
Track assets and liabilities across all accounts. Monitor your net worth over time. Understand your true financial position—all in one dashboard.
- Unlimited accounts and assets
- Manual entry (secure—no password storage)
- Multi-currency support
Guardian Management
⭐ PremiumControl who sees what, and when
Designate trusted individuals for different roles. Some guardians see everything, others see specific information. You decide.
- Unlimited guardians (Premium)
- Customizable access levels
- Role-based permissions
- Easy guardian invitation
Smart Access Triggers
⭐ PremiumInformation when it matters, not before
Your guardians don't get overwhelmed with information they don't need yet. Triggers ensure they receive access at the right moment.
- SOS Trigger: You manually activate in an emergency
- Inactivity Trigger: Auto-activates if you're inactive for X days
- Scheduled Access: Set specific dates for information release
- Temporary Access: Grant time-limited access that auto-revokes
Lifebinder PDF
⭐ PremiumComplete financial snapshot for your guardians
Automatically generates a comprehensive PDF with all your financial information, instructions, and important documents. Ready when they need it.
- Auto-generated from your data
- Includes all critical information
- Professional formatting
- Secure delivery to guardians
Document Storage
⭐ PremiumKeep everything in one place
Upload insurance policies, property deeds, will copies, and important instructions. Your guardians will know exactly where to find everything.
- Secure encrypted storage
- Organize by category
- Add notes and context
- Unlimited storage (Premium)
Why not just use a spreadsheet?
| Google Sheets | Waykeeper |
|---|---|
| Share everything now, or nothing | Share what's needed, when it's needed |
| No automatic triggers | Automatic inactivity detection |
| Manual updates required | Easy maintenance with AI import |
| No document storage | Secure document vault |
| Gets outdated quickly | Prompts for regular updates |
| Hard to find when needed | Guardians know exactly where to look |
| No emergency instructions | Built-in guidance system |
Bottom line: Spreadsheets are free, but they can't give you conditional access. You either share everything all the time, or keep it locked away. Waykeeper gives you both: organized and ready, but accessed only when appropriate.
Built for people in the middle
If you're caring for aging parents while raising your own children, this is for you.
You might be a fit if:
Your trust is everything. Here's how we protect it.
We Never Store Your Passwords
Unlike automated trackers, Waykeeper doesn't connect to your bank accounts. You manually add information, so your login credentials stay yours. No password storage = no password breaches.
Bank-Level Encryption
All data is encrypted in transit (TLS 1.3) and at rest (AES-256). Your information is protected by the same encryption standards used by financial institutions worldwide.
Strict Access Controls
Access to user data is restricted to essential personnel for support, system maintenance, and legal compliance only. All access is logged, monitored, and audited.
Your Account Password is Private
We use industry-standard password hashing (Argon2). Your password is never stored in plain text, and we cannot see or retrieve it. Password resets require email verification.
PDPA Compliant
Full compliance with Singapore's Personal Data Protection Act. Your privacy rights are protected by law.
Abuse Prevention
Multiple layers of protection prevent unauthorized access: Two-factor authentication, Guardian verification processes, Activity logging and alerts, Suspicious behavior detection.
No Money Movement
Waykeeper is information-only. We never touch your money, never process transactions, never handle transfers. We store only the information you choose to document.
Comprehensive Audit Trail
Every access, every change, every trigger is logged. Complete transparency for you and your guardians.
Simple, transparent pricing
Start free. Upgrade when you're ready for complete protection.
Free
For Getting Started
$0
forever
What's included:
- Net worth tracking (unlimited)
- Add 1 guardian (view-only)
- Manual information sharing
- Single currency support
Perfect for: Complete net worth and insurance coverage tracking
Premium
Complete Family Protection
$99/year
or $11.90/month
Save 30% with annual billing
Everything in Free, plus:
- Smart Access Triggers (SOS + Inactivity + Scheduled)
- Unlimited Guardians with custom permissions
- Lifebinder PDF auto-generation
- Unlimited Document Storage
- Emergency Instruction Templates
- Priority Support
- Quarterly Update Reminders
- Multiple currency support with daily rate updates
Perfect for: Complete peace of mind for your family
Be among the first to access
Family Plan
For Couples
$179/year
Two linked adult accounts, shared guardian management, coordinated triggers.
Common questions answered
Q: How is this different from a will?
A: Waykeeper is NOT a will replacement and has no legal authority. It's an organizational tool that helps your family find and access your financial information. You still need a proper will for legal asset distribution. Think of Waykeeper as the "instruction manual" that helps execute your will.
Q: Do you store my bank passwords?
A: No, never. We deliberately don't connect to bank accounts because we believe your login credentials are too important to risk. You manually add information, which keeps you in complete control and eliminates password breach risk.
Q: What happens if I die? How do my guardians get access?
A: If you've set up inactivity triggers, the system automatically checks for your activity. After your defined period of inactivity (e.g., 30 days), your designated guardians are notified and granted access. You can also have someone trigger manual SOS on your behalf.
Q: Can I try Premium features before paying?
A: Yes! All new users get a 14-day Premium trial with full access to all features. No credit card required to start. You can cancel anytime during the trial with no charges.
Q: What if my guardian lives overseas?
A: No problem. Guardians can access Waykeeper from anywhere in the world. All they need is the invitation link and their own account.
Q: How often should I update my information?
A: We recommend quarterly updates, and Premium users receive automatic reminders. Most people spend 10-15 minutes per quarter keeping information current.
Q: Is my data safe?
A: Yes. We use bank-level encryption (AES-256), are fully PDPA compliant, and employ multiple security layers including 2FA, activity logging, and abuse prevention. Your data is encrypted both in transit and at rest.
Q: Can I export my data?
A: Yes, you can export all your data anytime in CSV or PDF (Premium) format. You own your data completely.
Q: What if I need to cancel?
A: You can cancel anytime from your account settings. Your account immediately moves to the free tier, and you keep access to net worth tracking. No penalties, no questions asked.
Q: Do you offer refunds?
A: Yes, we offer a 30-day money-back guarantee. If you're not satisfied for any reason within the first 30 days, we'll refund your payment in full.
Q: Can guardians see my information before a trigger activates?
A: No. Guardians see only that they've been designated as a guardian and what trigger conditions are set. They cannot access your financial information until you manually activate SOS or an inactivity trigger fires.
Q: What countries do you support?
A: Waykeeper works globally and supports multiple currencies. We're based in Singapore and have users across Southeast Asia, Australia, UK, and US.
Q: I have a complex situation (blended family, business, etc). Will this work for me?
A: Yes. Premium accounts support unlimited guardians with customizable access levels. You can assign different information to different guardians based on their role (spouse, adult children, business partner, lawyer, etc.).
Your family shouldn't have to guess. Start organizing today.
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